Annual Membership Meeting

7 Tips to Save for Your First Car

Buying your first car is an exciting experience! However, buying a car also means you’ll have additional expenses each month. If financing your vehicle, you’ll have to consider the down payment and ongoing monthly payments. Plus, you will need to budget for gas, insurance, and maintenance. While saving for your first car may take some time, you’ll be on the road to freedom in no time by utilizing these seven tips.

6 Steps to Crushing Debt

You and debt are so over. You’ve just about had it with those endless piles of credit card bills and those hideous numbers that never seem to get any lower. It’s time to kiss that debt goodbye!

Getting rid of high debt will take hard work, willpower and the determination to see it through until the end, but it is doable. Here, we’ve outlined six steps to help you start crushing debt today. 

Pre-Qualified vs. Pre-Approved: Which is Better?

Like most people, you probably receive loan offers regularly in the mail or via email. Whether for auto loans, credit cards, debt consolidation loans, or home loans, the verbiage is probably very similar – they all offer you the opportunity to apply for a loan.

However, you may have noticed that some of the solicitations reference being “pre-qualified,” while others say “pre-approved.” These terms seem similar, but they actually have two separate meanings. Understanding their differences could give you some insight into where you stand with the lender and what your next steps should be.

Don’t Get Caught in a Preapproval Scam

You’ve got mail! But beware, because this particular missive telling you that you’ve been preapproved for a large loan – maybe even a mortgage – may not be as it seems! The exciting news may be accompanied by a check that’s made out to you and even for the full loan amount! It’s a dream come true. Until, of course, it all turns into a living nightmare. 

Here’s what you need to know about preapproval scams and how to stay safe.

Should I Buy an Electric Car?

Thousands of drivers are grappling with this question as gas prices peak. While an electric vehicle (EV) might be the right choice for many, there are lots of variables to consider before making this decision. Here’s what to know about electric cars before going this route:

Should I Refinance my Motorcycle Loan through my Credit Union?

Refinancing a large loan, such as a motorcycle loan, into one that offers more affordable payback terms can make a huge difference in a monthly budget. Here are six reasons you may want to refinance your motorcycle loan through your credit union. 

 

Should I Buy Out My Lease?

With cars in hot demand, and selling at all-time high prices, many lease customers are looking at trade-in values for their vehicles with the intention of buying out their lease. While this can be a smart choice for many consumers, it’s important to consider all relevant factors before making a decision. Here’s what you need to know about buying out your lease.

6 Tips to Get a Good Deal on a New Car

For some people, buying a new car is exhilarating. After all, the thought of driving a brand-new vehicle with all the bells and whistles is exciting. On the other hand, many others may find the process intimidating and stressful.

Buying a new car can be challenging because it’s not something you often do. On the other hand, dealerships sell vehicles all day, every day, and know exactly how to work deals in their favor. For this reason, members often leave wondering if they got a good deal. 

Regardless of whether you’re buying your first car or third, everyone wants to feel like they got the best deal possible. Before heading to the dealership for your next vehicle, create a plan using the following tips to ensure you drive away happy.

7 Tips to Save for Your First Car

Buying your first car is an exciting experience! However, buying a car also means you’ll have additional expenses each month. If financing your vehicle, you’ll have to consider the down payment and ongoing monthly payments. Plus, you will need to budget for gas, insurance, and maintenance. While saving for your first car may take some time, you’ll be on the road to freedom in no time by utilizing these seven tips.

6 Steps to Crushing Debt

You and debt are so over. You’ve just about had it with those endless piles of credit card bills and those hideous numbers that never seem to get any lower. It’s time to kiss that debt goodbye!

Getting rid of high debt will take hard work, willpower and the determination to see it through until the end, but it is doable. Here, we’ve outlined six steps to help you start crushing debt today.