You Are a Member-Owner at Eagle Community Credit Union
At Eagle Community Credit Union, you are not just a customer; you are a Member-Owner. This unique status means we genuinely value your input and prioritize your financial well-being. With a rich history rooted in serving postal and federal employees, we take immense pride in offering personalized service and knowing our Members by name.
Eligibility and Membership Benefits:
You are eligible for membership with Eagle if you live, work, worship or attend school in Orange or Riverside County and membership just requires a deposit of $5 to your Access Saving account, the minimum required to establish and maintain Membership.
- Lower Loan Rates: Enjoy reduced interest rates when you take advantage of automatic loan payment and membership loyalty discounts on our already low borrowing rates, which helps our members save more on borrowing.
- Higher Interest on Savings: Benefit from competitive rates on savings accounts, share certificates (CDs), and money market accounts that grow your money faster.
- Not-for-Profit Structure: As a member-owner of the credit union, profits are returned to members in the form of better rates, lower fees, and enhanced services.
- Lower Fees: Experience fewer and lower fees for everyday banking services compared to traditional banks.
- Personalized Financial Services: Access to financial advice, budget counseling, and financial education workshops designed to help members achieve their financial goals.
- Cash Back and Rewards: Earn cash back rewards with our Rewards+ Free Checking Account, and rewards points with our Eagle Rewards MasterCard Credit Card with your purchases, putting money back in your pocket.
- Community-Focused Approach: Membership supports local communities, as credit unions reinvest in the local economy and offer programs like scholarships and volunteer initiatives.
- Shared Branching and ATM Networks: Nationwide access to your accounts through thousands of shared branches and fee-free ATMs, providing convenience wherever you are.
- Better Customer Service: Credit unions are known for providing superior customer service, with a focus on meeting members’ needs rather than maximizing profits.
- Financial Education and Tools: Free access to educational resources on topics such as credit building, retirement planning, home buying, and debt management.
- Credit Builder Products: Special products designed to help members with no or low credit history establish and improve their credit scores.
- Membership Benefits for Life: Once you join, you remain a member for life, regardless of location or employment changes.
- Access to Exclusive Member Discounts: Take advantage of discounts on insurance, travel, entertainment, and more through member-only partnerships.
Personalized Attention:
Our CEO, Michael Kim, personally reads and responds to every email from our Members. Unlike big banks, we focus on building strong, loyal relationships to support you on your financial journey. Our commitment is to "Do the right thing, every Member, every time," and we hope you experience this dedication in every interaction.
Join Us Today:
Start Online Membership Application Add an Account to Your Existing Membership
Or download and print our paper application below.
Once completed, bring it to any Eagle Branch, or mail it with a copy of your driver's license, the $5 membership deposit to your Access Savings share, and any initial deposits to:
Eagle Community Credit Union
P.O. Box 5196
Lake Forest, CA 92609-8696
Switching Made Easy:
Switching your accounts from another financial institution is effortless with our EZ Account Switch Guide. Follow the steps to transfer your accounts seamlessly.
If you're enjoying your Eagle membership benefits, share it! Eligible referrals include family members (mom, dad, parents and grandparents - including in-laws, brothers, sisters, aunts, uncles, nephews, nieces, cousins, children and grandchildren - related by blood, marriage, or adoption, couples - including unmarried couples who live together.), plus friends and coworkers living or working in Orange or Riverside County, California. Refer them today by sending a quick email inviting them to join Eagle! And be sure to follow and like us on Facebook, Instagram, Linkedin, and X to keep up on all things Eagle!
Join the Eagle Community Credit Union family today and experience exceptional service and commitment to your financial success. We look forward to welcoming you!
Fixed Rate Credit Cards
Choose Eagle Community Credit Union's credit cards for competitive fixed rates, no annual fees, and flexible options to earn rewards or build credit, all with easy online and mobile account management.
Savings Accounts
When it comes to savings options, Eagle has you covered! From Access Savings, Money Market Account, Holiday Club Savings, and Share Certificates, we have a high yield savings account designed for you.
Protect Your Finances
Protect your financial future with Eagle Community Credit Union's Loan Protection. Enjoy peace of mind knowing your loans are covered in times of uncertainty, safeguarding your family and financial security.
