Flexible Financing Options for Manufactured Home Loans
Eagle Community Credit Union provides financing for both new and used manufactured homes, whether you're purchasing or refinancing. Enjoy the benefits of closed-end loans with fixed rates and no annual fees.
- Exclusively for owner-occupied private residences in California
- Flexible terms up to 20 years, tailored to your loan amount
- Loan amounts available from $25,000 to $1,000,000
- Enjoy no annual fees and no pre-payment penalties
- Benefit from fixed rates with predictable monthly payments
- Finance up to 85% of the appraised value or sales price, whichever is lower
New Manufactured Home Loan
Effective Date: Monday, January 19th, 2026
| Term | APR† Range | LTV |
|---|---|---|
| 240 Months | 8.10% - 12.30% | 85% |
| †APR=Annual Percentage Rate. Your APR is determined by your credit qualifications. Rates quoted are subject to change at any time without notice. | ||
Used Manufactured Home Loan
Effective Date: Monday, January 19th, 2026
| Age / Year Built | Term | APR† Range | LTV |
|---|---|---|---|
| Current - 1976 | 240 Months | 8.20%-12.55% | 85% |
| 1975 or older | 240 Months | 9.20% - 13.80% | 85% |
| †APR=Annual Percentage Rate. Your APR is determined by your credit qualifications. Rates quoted are subject to change at any time without notice. | |||
Apply for a Manufactured Home Loan
Protect Your Finances
Protect your financial future with Eagle Community Credit Union's Loan Protection. Enjoy peace of mind knowing your loans are covered in times of uncertainty, safeguarding your family and financial security.
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