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Manufactured Home Loans

Home > Borrow > Home Loans > Manufactured Home Loans

Flexible Financing Options for Manufactured Home Loans

Eagle Community Credit Union provides financing for both new and used manufactured homes, whether you're purchasing or refinancing. Enjoy the benefits of closed-end loans with fixed rates and no annual fees.

  • Exclusively for owner-occupied private residences in California
  • Flexible terms up to 20 years, tailored to your loan amount
  • Loan amounts available from $25,000 to $500,000
  • Enjoy no annual fees and no pre-payment penalties
  • Benefit from fixed rates with predictable monthly payments
  • Finance up to 80% of the appraised value or sales price, whichever is lower

New Manufactured Home Loan
Effective Date: Wednesday, December 18th, 2024
TermAPR† RangeLTV
240 Months 7.85% - 12.80% 90%
Rates include up to 0.50% rate discount for Eagle Community CU loan loyalty.
*APY=Annual Percentage Yield. Rates quoted are subject to change at any time without notice Annual Percentage Yield assumes deposits, and dividends paid, are held to maturity.

Used Manufactured Home Loan
Effective Date: Wednesday, December 18th, 2024
Age / Year BuiltTermAPR† RangeLTV
Current - 1976 240 Months 7.95%-13.05% 90%
1975-1968 240 Months 8.95% - 14.30% 90%
Rates include up to 0.50% rate discount for Eagle Community CU loan loyalty.
*APY=Annual Percentage Yield. Rates quoted are subject to change at any time without notice Annual Percentage Yield assumes deposits, and dividends paid, are held to maturity.

Up to 0.50% rate discount applies for loan loyalty.

Apply for a Manufactured Home Loan

 

Are you a Broker or Dealer who would like to join our program?

Join Eagle Community Credit Union's Manufactured Home Loan Program and expand your offerings with our competitive financing solutions. As a trusted broker or car dealer, you can provide your clients with flexible loan options, fixed rates, and terms of up to 20 years, all backed by our commitment to exceptional service. Partner with us to offer financing amounts from $25,000 to $500,000, with no annual fees or pre-payment penalties. Enhance your business and help your clients achieve their dreams with Eagle's reliable and attractive financing options. Apply today to become part of our esteemed network!

Broker/Dealer Application

 

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Financial Advise

Home Loans

ttOwner occupied new and used Manufactured Home Loans financed in California only. This is a closed-end loan with a fixed interest rate. Funds are borrowed for a one-time purchase or refinance. Full appraisal is required. A first lien position is required. There are no prepayment fees or penalties. Approximately $800-$1,200 in processing fees and third-party fees. $520 Eagle fees included in financing.

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