HELOC

*30-Year term includes 15-year draw period and 15-year repayment period. Principal and interest payments required on outstanding balance during 15-year draw period.

**APR=Annual Percentage Rate. Subject to loan approval and may change without notice. Promotional Annual Percentage Rate as low as 5.99% is offered on owner-occupied single-family, condominium, or townhome in California with a maximum Home Equity Line of Credit (HELOC) line of $250,000 at 80% combined loan-to-value (CLTV) or 70% CLTV for lines greater than $250,000 for twelve months on new lines only. Thereafter, the rate increases to the regular rate. The HELOC rate, based on the current Prime Rate as published in the Wall Street Journal (the index) plus a Margin, is variable and subject to change quarterly. Maximum APR is capped at 18.00% and is subject to change. A minimum APR limit of 3.50% also applies.  Membership and certain restrictions apply.

‡A lien will be required on the subject property. All loan programs are subject to approval. Additional restrictions apply to all programs. This offer is only available on Eagle Community Credit Union home equity lines of credit that are owner-occupied, single-family residences or owner-occupied townhomes located in California. Investment properties are not included in this promotion. All interest rates are subject to change. Must meet membership eligibility and lending criteria. Rates include up to 0.75% rate discount if eligible (0.25% for autopay from Eagle checking and 0.50% for loan loyalty). A $75 annual fee applies. Property insurance will be required. A $625-$1,425 fee applies if paid and closed within 3 years.

***After the promotional period, your rate is based on the current Prime Rate plus a margin depending on your creditworthiness.