Secure Your Future with Eagle's Savings Products
Eagle offers a variety of savings options to meet your financial goals. Whether you’re looking to save for everyday expenses, special occasions, or retirement, we have the right account for you. Explore our range of savings products, each designed to help you save more and earn more.
Access Savings
Start building your savings effortlessly with our Access Savings account. This account is perfect for those who want a simple and effective way to save money.
- Minimum Opening Deposit: $25
- $5 minimum account balance required for credit union membership share.
- No Monthly Service Charges: Enjoy fee-free savings without any direct deposit requirements.
- Competitive Rates: Earn competitive interest rates with balances starting at $100.
Premium Advantage Money Market
Maximize your short-term savings with our Premium Advantage Money Market account. This account is ideal for those who have a higher balance and want to earn more without locking their funds.
Features:
- Higher Dividend Rates: Earn more on balances over $2,500.
- Flexible Access: Enjoy the flexibility of writing checks and using an ATM Card at Eagle ATMs.
- Unlimited Deposits and Withdrawals: Make unlimited deposits and penalty-free withdrawals*.
- Minimum Requirements: Minimum deposit and balance requirement of $2,500. The minimum withdrawal amount is $100.
Holiday Club
Plan ahead for those holiday expenses with our Holiday Club account. This account is designed to help you save for the holidays and other festive expenses, ensuring you have the funds you need when you need them by combining holiday budgeting with Eagle's Holiday Club account.
How It Works:
- Automatic Savings: Set aside a small amount of money regularly from your payroll or other deposits.
- Earn Competitive Dividends: Watch your savings grow with competitive dividend rates.
- Enjoy Your Savings: Each November 1st, your Holiday Club Savings is transfered to your Eagle Checking account to use for your holiday shopping and expenses.
Youth Savings Accounts
Equip your children with essential financial skills to complement their education in reading, writing, and math. While schools often overlook money management, we are dedicated to helping you teach your kids how to make informed financial decisions. Learning to manage money as a family can be both fun and rewarding. Let Eagle show you how to make financial education an engaging part of your family's life.
Circus Club Account - For Infants to Children up to 12 Years Old
Teach your kids the importance of saving with the Circus Club Account, designed for children up to age 12. Whether they're saving for a new video game or for college, this account helps them learn to count their money and make their money count!
- Minimum Opening Deposit: $5
- $5 minimum account balance required for credit union membership share.
- Every member who opens a new youth account gets Eagle's piggy bank.
- Social Security Number required to open youth account.
Green Team - Kickstart Your Teens Financial Journey
Get a head start on your financial future by joining the Green Team!
- Minimum Opening Deposit: $5
- $5 minimum account balance required for credit union membership share.
- Access to a Checking Account*
- Requires adult joint-owner
- Receive a FREE ATM Card or MasterCard Enhanced Debit Card*
- Enjoy an Eagle piggy bank when you open a new youth account
Share Certificates
Share certificates, or Certificates of Deposit (CDs), are a safe and effective way to grow your savings. With just a $2,000 minimum deposit, you can start earning more with Eagle Community Credit Union. Key benefits include:
- Fixed interest rates that guarantee your earnings.
- Short-term options like 6-month or 12-month certificates for quick gains.
- Federal insurance up to $250,000 by NCUA, protecting your investment.
Why Choose Eagle's Share Certificates
Eagle Community Credit Union's share certificates offer a smart way to grow your savings with the added assurance of our 5-Star rating from Bauer Financial Inc. As a member-owned credit union, we prioritize your financial goals. Additional advantages include:
- Higher interest rates than regular savings accounts.
- Federally insured investments for peace of mind.
- Short-term commitment options for flexibility and higher returns.
Start your journey to financial growth with Eagle Community Credit Union, where your financial security is our top priority.
IRA - Savings and Share Certificates
Whether you're just beginning to plan for retirement or have already built up your nest egg, an Eagle Individual Retirement Account (IRA) ensures your money will be there when you need it most. Explore our IRA options and start securing your financial future today.
IRA Savings (SEP**, Coverdell Education, Roth)**
If you’re looking for a more flexible retirement account, consider Eagle’s IRA Savings. With contributions that may be tax-deductible and the advantage of earning more as rates increase, your money is not tied to a fixed term or rate. The Coverdell Education Savings option also offers tax-free withdrawals for educational expenses. Start your IRA Savings account with as little as $100 and enjoy the flexibility and growth potential it provides.
IRA Certificate
An IRA is an excellent supplement to an existing pension or employer-sponsored retirement plan. Eagle’s IRA Certificate smart supplement to an existing pension or employer-sponsored retirement plan allows you to invest in Traditional, Roth, SEP, or Coverdell Education IRA certificates with just a $500 opening deposit. Benefit from the power of compounding interest and watch your savings grow over time.
- Open an IRA Certificate* with just $500*
- Invest in Traditional, Roth, SEP or Coverdell Education IRA certificates
- Benefit from compounding interest
Explore Eagle's comprehensive savings solutions and find the perfect account to secure your financial future. Start saving today and enjoy peace of mind with our competitive rates and flexible account options.
| Min. to Open | Min. to Earn APY* | Dividend Rate | APY* |
|---|---|---|---|
| $25 | $100 | 0.100% | 0.100% |
| $25 | $10,000 | 0.100% | 0.100% |
| *APY=Annual Percentage Yield. Rates quoted are subject to change at any time without notice Annual Percentage Yield assumes deposits, and dividends paid, are held to maturity. | |||
| Min. to Open | Min. to Earn APY* | Dividend Rate | APY* |
|---|---|---|---|
| $25 | $100 | 0.100% | 0.100% |
| $2,500 | $10,000 | 0.100% | 0.100% |
| *APY=Annual Percentage Yield. Rates quoted are subject to change at any time without notice Annual Percentage Yield assumes deposits, and dividends paid, are held to maturity. | |||
| ††MasterCard® Credit Builder Credit Card requires secured deposit of 110% of credit line into a Credit Builder Share. | |||
| Min. to Open | Min. to Earn APY* | Dividend Rate | APY* |
|---|---|---|---|
| $25 | $100 | 0.100% | 0.100% |
| *APY=Annual Percentage Yield. Rates quoted are subject to change at any time without notice Annual Percentage Yield assumes deposits, and dividends paid, are held to maturity.. | |||
| Min. to Open | Min. to Earn APY* | Dividend Rate | APY* |
|---|---|---|---|
| $2,500 | $2,500 | 0.449% | 0.450% |
| $2,500 | $10,000 | 0.449% | 0.500% |
| $2,500 | $25,000 | 0.648% | 0.650% |
| $2,500 | $50,000 | 0.747% | 0.750% |
| $2,500 | $100,000 | 0.846% | 0.850% |
| *APY=Annual Percentage Yield. Rates quoted are subject to change at any time without notice Annual Percentage Yield assumes deposits, and dividends paid, are held to maturity. | |||
| Dividend Rate | APY* | Min. to Open | Min. to Earn APY* |
|---|---|---|---|
| 0.250% | 0.250% | $25 | $0.01 and up (if qualified) |
| *APY=Annual Percentage Yield. Rates quoted are subject to change at any time without notice Annual Percentage Yield assumes deposits, and dividends paid, are held to maturity | |||
Individual Retirement Accounts
Secure Your Future with Eagle IRAs
Planning for retirement is a crucial step in securing your financial future. Whether you are just beginning your retirement journey or have already built a substantial nest egg, Eagle's Individual Retirement Accounts (IRAs) provide a reliable way to ensure your money is available when you need it most.
IRA Certificate
Enhance your retirement strategy with an IRA Certificate, a smart addition to any pension or employer-sponsored retirement plan.
Key Features:
- Low Opening Deposit: Open an IRA Certificate with just $500.*
- Variety of IRA Options: Choose from Traditional, Roth, SEP, or Coverdell Education IRA certificates.
- Compounding Interest: Benefit from the power of compounding interest to grow your savings over time.
IRA Savings (SEP, Coverdell, Roth)
For those seeking more flexibility in their retirement savings, an IRA Savings account is an excellent choice. These accounts offer potential tax-deductible contributions and the advantage of earning more as rates increase, without being tied to a fixed term or rate.
Key Features:
- Low Opening Deposit: Start your IRA Savings account with only $100.
- Flexible Contributions: Contributions to IRA Savings accounts may be tax-deductible.
- Automatic Rate Increases: Enjoy automatic rate increases, ensuring your savings grow as interest rates rise.
- Coverdell Education Savings: Save for your child's education with tax-free withdrawals.
| Term | Min. to Open | Min. to Earn APY* | Dividend Rate | APY* |
|---|---|---|---|---|
| 12 Months | $500 | $500 | 3.203% | 3.250% |
| 24 Months | $500 | $500 | 3.445% | 3.500% |
| 36 Months | $500 | $500 | 3.251% | 3.300% |
| 48 Months | $500 | $500 | 3.251% | 3.300% |
| 60 Months | $500 | $500 | 3.349% | 3.400% |
| *APY=Annual Percentage Yield. Rates quoted are subject to change at any time without notice Annual Percentage Yield assumes deposits, and dividends paid, are held to maturity. | ||||
| †Penalty for early withdrawal and fees or other conditions could reduce earnings on the account. If you make a withdrawal from your certificate before the maturity date, a penalty will be charged on the amount of the withdrawal based on the original term of the certificate. These penalties are as outlined: Up to 12 months: 90 days of dividends, 13+ months: 180 days of dividends. Please see Eagle Community Credit Union’s Disclosure and Agreement of Terms and Conditions and Service Pricing Schedule for complete details and fee disclosure. | ||||
| Min. to Open | Min. to Earn APY* | Dividend Rate | APY* |
|---|---|---|---|
| $100 | $100 | 0.100% | 0.100% |
| $100,000 | $100,000 | 0.150% | 0.150% |
| *APY=Annual Percentage Yield. Rates quoted are subject to change at any time without notice Annual Percentage Yield assumes deposits, and dividends paid, are held to maturity. | |||
| †Penalty for early withdrawal and fees or other conditions could reduce earnings on the account. If you make a withdrawal from your certificate before the maturity date, a penalty will be charged on the amount of the withdrawal based on the original term of the certificate. These penalties are as outlined: Up to 12 months: 90 days of dividends, 13+ months: 180 days of dividends. Please see Eagle Community Credit Union’s Disclosure and Agreement of Terms and Conditions and Service Pricing Schedule for complete details and fee disclosure. | |||
Fixed Rate Credit Cards
Choose Eagle Community Credit Union's credit cards for competitive fixed rates, no annual fees, and flexible options to earn rewards or build credit, all with easy online and mobile account management.
Savings Accounts
When it comes to savings options, Eagle has you covered! From Access Savings, Money Market Account, Holiday Club Savings, and Share Certificates, we have a high yield savings account designed for you.
Protect Your Finances
Protect your financial future with Eagle Community Credit Union's Loan Protection. Enjoy peace of mind knowing your loans are covered in times of uncertainty, safeguarding your family and financial security.
