Discover the Perfect Checking Account for You
Eagle Community Credit Union offers exceptional checking products designed to help our members maximize their money. With options like Ultimate and Classic Checking, there's something for everyone. Open a Rewards+ Checking account to earn 10% cash back on debit purchases, enjoy no monthly maintenance fees, and benefit from nationwide ATM fee refunds. Enroll today and start making the most of your finances!
| Rewards+ Checking | Ultimate Checking | Classic Checking | |
|---|---|---|---|
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|
|
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| Minimum One-Time Opening Deposit | $25.00 | $25.00 | $25.00 |
| Monthly Maintenance Fee | No |
$5.95 $4.95 for members age 65+ |
No No minimum balance or service requirements |
| Earns Dividends | Yes | Yes | No |
| Rewards1 | Yes# | No | No |
| ATM Rebates1 | Up to $25 for out-of-network ATM fees | No | No |
| Cellular Telephone Protection2 | No | Yes | No |
| Roadside Assistance Service2 | No | Yes | No |
|
IDProtect® Identity Theft Protection Service2 |
No | Yes | No |
| MasterCard® Tap to Pay Debit Card | Yes | Yes | Yes |
| Free Online and Mobile Banking* | Yes | Yes | Yes |
| Free CO-OP ATM & Shared Branch Usage** | Yes | Yes | Yes |
| Free Point-of-Sale (POS) Transactions | Yes | Yes | Yes |
| Free Check Writing | Yes | Yes | Yes |
| Zero Liability Policy*** | Yes | Yes | Yes |
| Federally Insured up to $250,000 by NCUA | Yes | Yes | Yes |
| Buy Now, Pay Later | Yes | Yes | Yes |
| Dividend Rate | APY* | Min. to Open | Min. to Earn APY* |
|---|---|---|---|
| 0.250% | 0.250% | $25 | $0.01 and up (if qualified) |
| *APY=Annual Percentage Yield. Rates quoted are subject to change at any time without notice Annual Percentage Yield assumes deposits, and dividends paid, are held to maturity | |||
| Min. to Open | Min. to Earn APY* | Dividend Rate | APY* |
|---|---|---|---|
| $25 | $0 | 0.030% | 0.030% |
| $25 | $10,000 | 0.030% | 0.030% |
| $25 | $100,000 | 0.030% | 0.030% |
| *APY=Annual Percentage Yield. Rates quoted are subject to change at any time without notice Annual Percentage Yield assumes deposits, and dividends paid, are held to maturity. | |||
Choice Checking
Eagle Community Credit Union's Choice Checking is designed to provide a fresh start with a safe, affordable, and accessible banking option. This checking account is perfect for anyone looking to begin or renew their banking relationship with confidence. Key benefits of Choice Checking include:
- Free Eagle Community Credit Union Debit Card (no paper checks)
- No overdraft or continuous overdraft fees
- A low $25 initial deposit to open an account
- Direct deposit for payroll, benefits, or social security checks
- Free Online Banking with eStatements
- A low $5 monthly maintenance fee
Additional features include email and text alerts, and pay-per-use services for transactions like ATM withdrawals, money orders, and wire transfers, as well as no minimum balance requirement. This account ensures a simple and manageable banking experience for everyone. To open a Choice Checking account or learn more about it, click here.
