about Eagle community credit union
Eagle Community Credit Union is a Member-Owned, not-for-profit financial cooperative, otherwise known as a credit union. Since 1937 we’ve held a commitment to service excellence and Member satisfaction. It’s who we are. It’s in our DNA. We have a rich history. We were started by a group of postal employees and began as Orange County Postal Credit Union. For many years we exclusively helped postal employees and then federal employees build their financial futures. Today, we’re a community credit union. That means that anyone who lives, works, worships, or goes to school in Orange or Riverside County can become a Member at Eagle.
And with membership comes many advantages. Put your money in a bank and you’ll be treated like a customer. Put your money in a credit union and you can walk around like you own the joint (because you really do). Since its founding, Eagle has relied on the vision, involvement, and support of our Members for our success. Some members volunteer their time to serve on our Board of Directors. Others simply drop us a line to offer a compliment or to suggest an improvement. And where else does a CEO respond personally to each and every member inquiry. Our Members’ involvement ensures that we remain a strong, responsive, Member-Owned financial institution.
If you're looking for a financial institution that provides personalized service, values quality over quantity, knows you by name, asks for your input, provides direct access to the CEO, and still finds ways to bring value to your membership and the community - you've found it with Eagle! But don't just listen to us, read what our members have to say.
The Credit Union Difference
What is a Credit Union?
Credit Unions are financial institutions formed by an organized group of people with a common bond. Members of credit unions pool their assets to provide loans and other financial services to each other. Credit Unions were first started in the United States after the great depression to help americans get back on their feet with the philosophy of people helping people, and still use this same philosophy today. Credit Unions are Member-Owned and live by some of their founding principles of "not for profit, not for charity, but for service," and "people helping people."
CREDIT UNIONS |
BANKS |
| Not-for-profit cooperatives | For profit institutions |
| Owned by members | Owned by outside stockholders |
| Operated by mostly volunteer boards | Controlled by paid boards |
| Return profits to members in the form of lower loan rates, higher savings rates, lower fees, and new products and services | Return profits to stockholders |
Learn more by visiting the Credit Union National Association's website, www.asmarterchoice.org, or mycreditunion.gov
NCUA INSURED FUNDS
The National Credit Union Administration (NCUA) is the federal agency that charters and supervises federal credit unions. They also insure savings in federal and most state-chartered credit unions across the country through the National Credit Union Share Insurance Fund (NCUSIF), a federal fund backed by the full faith and credit of the United States government. Use the Share Insurance Estimator to find out how the share insurance rules apply to your account(s) at Eagle.
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