Our offices will close early on Tuesday, December 24 at 2:00 p.m., and closed on Wednesday, December 25, in observance of the Christmas Holiday. Happy Holidays!

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Why Eagle

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Discover the Eagle Community Credit Union Difference

Eagle Community Credit Union is a member-owned, not-for-profit financial cooperative dedicated to serving our members since 1937. Founded by a group of postal employees as Orange County Postal Credit Union, we have evolved from exclusively serving postal and federal employees to welcoming anyone who lives, works, worships, or studies in Orange or Riverside County.

 

Why Choose Eagle Community Credit Union?

  • Member-Owned and Operated: As a member, you are more than a customer—you are an owner. This means you have a voice in how we operate, with opportunities to participate in our Board of Directors or share your feedback directly with our CEO, who personally responds to every member inquiry.
     
  • Community Focused: As a community credit union, we are dedicated to supporting the financial well-being of our members. We offer personalized services designed to help you build a secure financial future, with all the benefits of a cooperative institution.
  • Commitment to Service Excellence: Our legacy of service excellence and member satisfaction is deeply ingrained in our DNA. We pride ourselves on knowing our members by name, valuing quality over quantity, and continually finding ways to add value to your membership and our community.
     
  • Member Involvement: Your involvement is key to our success. Whether you volunteer your time, provide feedback, or simply enjoy our services, your participation helps us remain a strong, responsive financial institution.

Benefits of Membership

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If you're looking for a financial institution that offers personalized service, values your input, provides direct access to the CEO, and actively contributes to the community, look no further than Eagle Community Credit Union. But don't just take our word for it—read what our members have to say and experience the Eagle difference for yourself.

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Understanding the Difference Between Credit Unions and Banks

Credit unions are financial institutions formed by an organized group of individuals who share a common bond. These members pool their resources to provide loans and other financial services to each other. Originating in the United States after the Great Depression, credit unions were established with the philosophy of "people helping people" to help Americans rebuild their financial stability. Today, this philosophy remains central to their operations. Credit unions are member-owned and operate on principles such as "not for profit, not for charity, but for service."

Credit Unions Banks
Not-for-Profit Cooperatives: Operate as not-for-profit institutions focused on serving their members. For-Profit Institutions: Operate as for-profit entities aiming to generate profits for their shareholders.
Member-Owned: Owned by the members who use their services, ensuring that all decisions are made in the members' best interests. Stockholder-Owned: Owned by external stockholders who may not be customers of the bank.
Volunteer Boards: Primarily managed by volunteer boards of directors who are members themselves. Paid Boards: Governed by paid boards of directors whose primary responsibility is to maximize shareholder value.
Profit Returns to Members: Profits are returned to members through lower loan rates, higher savings rates, reduced fees, and enhanced products and services. Profit Returns to Stockholders: Profits are distributed to stockholders in the form of dividends, rather than to customers.
Service-Oriented: Committed to the philosophy of "people helping people," with a focus on community and member service. Profit-Oriented: Focused on generating profits and expanding their market reach, often prioritizing profitability over customer service.

Learn More

For additional information on the Credit Union Difference, visit the Credit Union National Association's website, www.asmarterchoice.org, or mycreditunion.gov.

 
 

What our members are saying...

 

NCUA Insured Funds
The National Credit Union Administration (NCUA) is the federal agency that charters and supervises federal credit unions. NCUA also insures savings in federal and most state-chartered credit unions through the National Credit Union Share Insurance Fund (NCUSIF), a federal fund backed by the full faith and credit of the United States government. Use the Share Insurance Estimator to understand how the share insurance rules apply to your account(s) at Eagle Community Credit Union.

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