Forms & Disclosures

• Add a Beneficiary
• Add a Joint Owner
• Checking Reconciliation Form
• Courtesy Pay Opt-in Form
• Direct Deposit
• Membership Application
• Wire Transfers

TERMS and CONDITIONS

• Disclosure of Funds Availability Policy

CREDIT CARDS

• Credit Card Addendum/Terms (Schumer Box)
• Credit Card Disclosure and Agreement
• Credit Builder Secured Credit Card Security Agreement
• MasterCard Guide to Benefits for Debit Cardholders
• MasterCard Guide to Benefits for Credit Cardholders

ELECTRONIC SERVICES

• Electronic Services Disclosure and Agreement (Effective March 2023) 
• Online Banking, Mobile Banking and Bill Payment Disclosure and Agreement
• ECCU Online Banking Service Updates Calendar 2024

LOANS AND HOME EQUITY

• Equal Credit Opportunity Act
• Important Terms of Our Home Equity Credit Line
• When Your Home is On the Line

PRIVACY POLICY

• Financial and Online Privacy