Looking to Save? Refinance Your Vehicle Loan with Eagle
Refinancing a large loan, such as for a car, motorcycle, RV, or boat, into one with more affordable payback terms can make a significant difference in your monthly budget. At Eagle Community Credit Union, we offer lower interest rates and favorable terms that make refinancing your vehicle loan a smart financial decision. By choosing to refinance with us, you can save a substantial amount over the life of your loan, reducing your monthly payments and freeing up more cash for other priorities. Our dedicated member service representatives are here to work with you, ensuring a repayment plan that best fits your financial needs.
Why Refinance with Eagle Community Credit Union?
- Lower Interest Rates: Enjoy consistently lower interest rates compared to those offered by banks, leading to significant savings.
- Favorable Terms: Benefit from repayment plans tailored to your budget, making your payments more manageable.
- Enjoy financing up to 120% LTV, which covers not just the cost of your vehicle but also taxes, license fees, and insurance - ensuring you can drive away without financial strain.
- Best of all: Apply worry-free as there are absolutely no application fees or pre-payment penalties, providing you the flexibility to manage your loan on your terms.
- Plus, we have up to 1.00% rate discount available: earn a 0.25% discount for setting up automatic payments from an Eagle Checking Account, another 0.25% for maintaining an 80% loan-to-value ratio, and an additional 0.50% discount if you’ve had a prior Eagle loan.
- Easy Eligibility Options: Accessible loans with reasonable eligibility requirements, ensuring you can get approved without unnecessary hurdles.
- Quick Approval Process: Minimal paperwork and fast processing times mean you can get the funds you need in as little as one business day.
- Superior Service: Experience personalized attention from a member-owned institution that prioritizes your needs and provides exceptional service.
- Member Benefits: As a member-owned cooperative, we return profits to you through dividends, lower interest rates, and investments in services and technology.
| Term | APR* Range | Financing |
|---|---|---|
| Up to 60 Months | 6.69% - 21.44% | Up to 125% |
| 61-72 Months | 6.94% - 21.94% | Up to 125% |
| 73-84 Months | 7.44% - 17.44% | Up to 125% |
| *APR=Annual Percentage Rate. Your APR is determined by your credit qualifications. Rates quoted are subject to change at any time without notice. | ||
| Lowest listed rates include up to 1.00% rate discount to vehicle loans if eligible (0.25% for autopay from Eagle checking, 0.50% for loan loyalty, and 0.25% for loan to value below 80%) | ||
Up to 1.00% rate discount applies to vehicle loans if eligible (0.25% for autopay from Eagle checking, 0.50% for loan loyalty and 0.25% for ≤ 80% LTV).
Schedule an appointment to find out if you can refinance with Eagle
