Buy Now, Pay Later

BNPL offers are found in Eagle’s Online Banking from the "Buy Now, Pay Later" tab or on the Eagle Mobile App.

If you do not see any BNPL offers, this may be because your current account status or your recent debit card purchases are not eligible for BNPL. If you already have active BNPL plans, you may not be eligible for additional offers until the active plans are paid back.

An eligible purchase is a debit card purchase made in the past 60 days that is at least $100 and was not a cash equivalent purchase (e.g., ATM withdrawal, money order, cash advance, etc.). Other restrictions surrounding the merchant type and transaction limits may affect BNPL eligibility.

No, Eagle's debit card BNPL offering does not require a credit check.

Credit Card and loan payments can be made all of the following ways:

• In person at an Eagle or CO-OP Branch location
• By phone
• Within Online Banking or our Mobile App via the Credit Card menu 
• By Mail or Bill Pay, but be sure to use the correct address below

  MasterCard Payments
  P.O. Box 10309
  Des Moines, IA 50306-0309

Yes, you have access to your Eagle credit card transactions both Online and via our Mobile Apps. Go to the Credit Card menu on the left to view your specific card history. 
 

You may apply for a loan the following ways:

• Online here
• By phone at (800) EAGLE CU (324-5328)
• At any Eagle Branch

If you had access to Online or Mobile Banking in the past but are suddenly unable to access them, you could have a loan that is past due or there maybe something else going on with your account. Please contact us at (800) EAGLE CU so we can look into this for you. 

This can be set up through Online Banking. You will need your routing number and account number for your other financial institution. First, go to Eagle’s website, www.eaglecu.org. Next, sign into Online Banking. Once logged in, on the left hand side you will see the Transfers tab. Click on this tab and under this tab select the “Other Institutions” tab. You will then need to enter the routing number and account number for your other financial institution. Then follow the additional steps to confirm and verify the transfer was successfully made to the correct account before transfers can begin.

Most bill payment payees can receive payments electronically, but there are still some that don’t and need to be cut and mailed a live check. Depending on how they receive it, and how long it may take on their side to receive and post the payment, the time it takes to post to your account may vary. Please plan for 5-7 business days to send the payment before it is due to ensure it is received on time. 

Yes, if they are a CO-OP Shared Branch, you can transact on your Eagle account. Search for shared branches on our website here, visit www.allco-op.org, search on the Eagle Mobile App, or download the CO-OP Shared Branch Mobile App locator.

• Long Beach Federal Building: inside the building on the first floor in the lobby near the restrooms.
• Anaheim Postal and Distribution Facility: outside in the front of the building.
• San Clemente Post Office: in the lobby of the retail section of the post office.
• Huntington Beach Post Office: in the main lobby of the retail section of the post office.

See our ATM, Branch & Shared Branch Locator page for additional Eagle ATMs.

It will take up to 2 business days for a payment to post to your account if made at a CO-OP location. This is a CO-OP branching requirement that cannot be changed.

Yes, all CO-OP Shared Branches will be able to take a payment as long as your account is set up with shared branching access.

Most checks will be placed on hold for two business days. To access Shared Branching, a picture identification card and knowledge of account number is required.

ATMs are programmed to put all checks on a hold due to Federal regulations. If you need the funds available immediately, we recommend you bring the check into an Eagle Branch to be verified. 

Only cash deposits made at an Eagle ATM are readily available. Those made at CO-OP ATMs are subject to holds and verification. 

The pin number for an ATM or Debit Card can only be changed at an Eagle Branch location.

If this is a first time order, checks can be ordered in an Eagle Branch or by calling a representative in the Member Service Center at (800) EAGLE CU (324-5328). If this is a simple check re-order, checks can be ordered by signing onto Eagle’s Online Banking and clicking order checks on the left hand side.