Loan Protection

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Secure and Streamline Your Financing

In addition to competitive financing, Eagle also offers additional products to help protect your loan and your assets. You can easily add these protective options at any time and finance the cost—making it a convenient and savvy way to borrow. Reach out for more details when you're ready to finance with us.

Debt Protection: Safeguard Your Financial Well-being

Life is unpredictable. An unexpected accident, job loss, or a family tragedy can bring financial burdens that are hard to manage without the right protection. That’s where our Debt Protection comes in—a voluntary loan-payment protection plan designed to offer relief during crucial times, such as disability, loss of life, or involuntary unemployment.

Should any of these protected life events occur, our Debt Protection will step in to either cancel or reduce your loan payments, ensuring:

Reduced financial stress during times when your income may be impacted, making it easier to manage other essential bills.
Peace of mind for your loved ones, as they won't be burdened with your loan obligations in the event of your passing.

For additional information and to get protected, reach out to us.

During tough times, you can rely on our straightforward claims process. If you’ve opted for payment protection, you can swiftly file a claim for any of the following Payment Protection Products: Life, Terminal Illness, Accidental Dismemberment, Hospitalization, Family Medical Leave, Loss of Life of a Dependent, Disability, or Involuntary Unemployment.

To begin, please fill out a claim form by clicking here. To file a claim, you must have purchased a Debt Protection contract from Eagle Community Credit Union.

If you prefer, call (800) 621-6323 to begin the process and a TruStage™ claims specialist will guide you through the process.

TruStage is the marketing name for the TruStage Financial Group, Inc. its subsidiaries and affiliates. © TruStage

Debt Protection

Safeguard Your
Financial Well-being

A voluntary loan-payment protection plan designed to offer relief during crucial times.

File a Claim

Additional Protection

You can never be safe enough when it comes to your finances. Learn about the additional products that can protect you from loss of money:

Mechanical Breakdown Insurance (MBI)

Cost-Effective Coverage: MBI provides robust protection against expensive mechanical or electrical repairs for just pennies a day, especially after your manufacturer’s warranty expires.

Added Roadside Assistance: Enjoy the peace of mind that comes with comprehensive roadside assistance, ensuring help is available anytime you need it, anywhere you travel.

Nationwide Coverage and Flexibility: Choose any licensed repair facility across the country to handle your repairs, offering you convenience and control over your vehicle maintenance.

Tailored to Your Vehicle: Plans are customizable based on your vehicle’s make, model, year, mileage, and specific features, ensuring you only pay for what you need.

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Guaranteed Asset Protection (GAP)

Financial Protection Against Depreciation: GAP coverage protects you from the financial impact of your vehicle's rapid depreciation by covering the difference between the insurance settlement and your remaining loan balance if your vehicle is totaled or stolen.

Eliminates Out-of-Pocket Expenses: In the event of a total loss, GAP ensures you are not financially burdened with the remaining balance, freeing you from paying for a vehicle you no longer possess.

Affordable, One-Time Fee: Offered at a flat rate of ^$499 for vehicles and motorcycles, GAP is an economically viable option to safeguard your investment against unforeseen losses. Higher rates apply for commercial vehicles, watercraft, and RVs.

Comprehensive Coverage: Our provider, Frost, offers robust GAP coverage that extends to various associated costs of your vehicle purchase, providing broad financial protection beyond your primary insurance.

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iLocate

Advanced Security Features: iLocate GPS offers cutting-edge vehicle security, including theft recovery capabilities, ensuring your vehicle is always protected and recoverable if stolen.

Comprehensive Monitoring Tools: Monitor the safety of your vehicle and loved ones with features like speed alerts, geofence boundary notifications, and maintenance reminders, enhancing overall vehicle management and safety.

Cost-Effective Solution: Priced at a flat rate, iLocate is an affordable option compared to other systems focusing solely on theft recovery. This price can also be conveniently financed into your vehicle loan.

Versatile and User-Friendly: Accessible on all vehicle types, iLocate is easy to use and integrate, offering a user-friendly interface and robust support at www.iLocateGPS.com.

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healthCAR

Extended Vehicle Lifespan: healthCAR offers a comprehensive protection plan for vehicles up to 20 years old, ensuring costly repairs are covered even as your vehicle ages, making it an ideal solution for those holding onto their cars longer.

Affordable and Predictable Costs: With manageable monthly payments and a low ^$100 deductible for repairs, healthCAR makes unexpected vehicle repair costs more affordable and predictable.

Comprehensive Coverage and Assistance: Benefit from unlimited mileage protection, coverage based on your vehicle's mileage at the time of breakdown, and additional roadside assistance that extends to your dependents, offering broad support for your family's automotive needs.

Flexible and Accessible Claims Process: The healthCAR app simplifies the claims process, allowing you to start a claim with just a click and choose any licensed repair facility across the U.S., with direct payment to the service provider from healthCAR.

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File a Claim

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