REWARDS+ Free Checking

Enjoy the benefits of Rewards+ Free Checking

Enjoy the benefits of Rewards+ Checking, where you can earn 10% cash back on debit card purchases, up to ^$10 back per month, plus nationwide ATM fee refunds and a monthly dividend. With no minimum balance requirements or monthly fees, it's free checking that truly pays you back. Open an account today and start maximizing your rewards!

What you get:

• Free checking that pays you back
• Earn 10.00% cash back on debit card purchases*
  • No category restrictions on purchases
  • Cash back earned on up to your first ^$100 in purchases monthly
  • Earn up to ^$120 cashback per year, ^$10 per month
• Refunds on ATM withdrawal fees, nationwide (up to ^$25 monthly)*
• No minimum balance to earn rewards
• No monthly maintenance fees
• Free Online and Mobile Banking with bill pay
  • Free eStatements
• Free Mastercard® Tap-to-Pay Debit Card
• ^$25 minimum deposit to open

Open an account today and start maximizing your rewards!

Qualifying for Rewards+ Cash Back Is Easy!

Enrollments must be in place and all of the following transactions and activities must post and settle to your Rewards+ Checking account during each Monthly Qualification Cycle:

• At least 12 debit card transactions
• Be enrolled in and log into online banking at least once per month
• Enroll and receive monthly eStatement

Don’t worry if you don’t meet these qualifications— your account is still free. Plus, you can get right back to earning your cash rewards the very next cycle that you qualify.

Compare Eagle Checking Accounts

Fixed Rate Credit Cards

Choose Eagle Community Credit Union's credit cards for competitive fixed rates, no annual fees, and flexible options to earn rewards or build credit, all with easy online and mobile account management.

Learn more

Savings Accounts

When it comes to savings options, Eagle has you covered! From Access Savings, Money Market Account, Holiday Club Savings, and Share Certificates, we have a high yield savings account designed for you. 

Learn more

Protect Your Finances

Protect your financial future with Eagle Community Credit Union's Loan Protection. Enjoy peace of mind knowing your loans are covered in times of uncertainty, safeguarding your family and financial security.

Learn More

Rewards+ Checking:
Minimum Balance and Deposit Requirements: The minimum deposit required for you to open a Rewards+ Checking Account is $25.00. You must maintain the minimum balance of $.01 to obtain the annual percentage yield stated on the Deposit Rates Sheet. Rewards: To be eligible to earn rewards, account owner(s) must:
• Complete a minimum of 12 debit card or point-of-sale transactions each calendar month;
•  Be enrolled in eStatements; and
•  Log onto Online Banking at least one time each calendar month.

Rewards include:
• Up to $25 ATM fees reimbursed on the last day of the month for out-of-network ATMs.
• 10% of debit card transactions and point-of-sale transactions up to $10 earned at the end of each calendar month.

The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by the Credit Union as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by the Credit Union. Transactions bundled together by merchants and received by the Credit Union as a single transaction count as a single transaction for the purpose of earning account rewards. If the account does not qualify for rewards for three consecutive calendar months, the account will be converted to the Classic Checking Account.