EP Page - Karma

New Member Special Offer    Join Eagle Today! 

KARMA employees earn ^$250* when they open an Eagle Checking account online and establish ^$250 monthly direct deposit.

Click the "Join Eagle Today!" button and type KARMA in the promotion code field to qualify for a bonus and waive the membership fee. 

*^$250 bonus will be paid within 90 days of account opening and upon verification of a ^$250 combined monthly direct deposit. New memberships only, the applicant must meet account opening requirements to earn and be a KARMA employee.

Documents needed to open an account:

• Live or work/study in Orange or Riverside County to qualify for membership.
• Social Security Number or, Individual Taxpayer Identification Number. (ITIN)
• Government Issued ID or Matricula Consular. (Driver’s license, State ID, Passport, Permanent Alien Card)

NEW PRODUCTS AT EAGLE

• Buy Now, Pay Later²: Manage your budget by spreading larger expenses over time using your debit card

• Quick Cash²: Get the help you need, when you need it. Borrow quickly and immediately with the Eagle App.

• Roadside assistance²: 24-hour coverage for roadside assistance services (only included with an ECCU Ultimate Checking account)

• Cellular Telephone Protection²: Covers damage or theft (only included with an ECCU Ultimate Checking account)

² Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions, and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Insurance Products are not insured by the NCUA or any Federal Government Agency; not a deposit of or guaranteed by the credit union or any credit union affiliate.

Who we are

A member-owned cooperative committed to community-centric service, offering banking products and financial education to benefit our members. Started in 1937 as Orange County Postal Credit Union, we now serve all who live, work, worship or attend school in Orange or Riverside County.

We are partnering with Applied Medical to offer personalized financial services including financial workshops, on-site account services, direct deposit, and much more.

Member benefits include:

(Click on the benefit you wish to learn more about)

Choose Which Checking Account Option is Right for You

Rewards+ Checking Ultimate Checking Classic Checking Minimum One-Time Opening Deposit $25.00 $25.00 $25.00 Monthly Maintenance Fee No $5.95 $4.95 for members age 65+ No No minimum balance or service requirements Earns Dividends Yes Yes No Rewards1 Yes# No No ATM Rebates1 Up to $25 for out-of-network ATM fees No No Cellular Telephone Protection2 No Yes No Roadside Assistance Service2 No Yes No IDProtect® Identity Theft Protection Service2 No Yes No MasterCard® Tap to Pay Debit Card Yes Yes Yes Free Online and Mobile Banking* Yes Yes Yes Free CO-OP ATM & Shared Branch Usage** Yes Yes Yes Free Point-of-Sale (POS) Transactions Yes Yes Yes Free Check Writing Yes Yes Yes Zero Liability Policy*** Yes Yes Yes Federally Insured up to $250,000 by NCUA Yes Yes Yes Buy Now, Pay Later Yes Yes Yes

^{Checking account eligibility is subject to age and ChexSystem verification.}

¹Rewards+ Checking:
Minimum Balance and Deposit Requirements: The minimum deposit required for you to open a Rewards+ Checking Account is $25.00. You must maintain the minimum balance of $.01 to obtain the annual percentage yield stated on the Deposit Rates Sheet. Rewards: To be eligible to earn rewards, account owner(s) must:
• Complete a minimum of 12 debit card or point-of-sale transactions each calendar month;
• Be enrolled in eStatements; and
• Log onto Online Banking at least one time each calendar month.

Rewards include:
• Up to $25 ATM fees reimbursed on the last day of the month for out-of-network ATMs.
• 10% of debit card transactions and point-of-sale transactions up to $10 earned at the end of each calendar month.

The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by the Credit Union as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by the Credit Union. Transactions bundled together by merchants and received by the Credit Union as a single transaction count as a single transaction for the purpose of earning account rewards. If the account does not qualify for rewards for three consecutive calendar months, the account will be converted to the Classic Checking Account.

Join Eagle Today! Apply For Loan Refinance Existing Auto Loan

If you have questions, please contact

Carolyn Jackson Business Development Officer

cjackson@EagleCU.org

(949) 639-7865 Direct line (949) 370-7044 Cell (949) 460-8779 Fax

Free Financial Resources

One of the perks of you partnership with Eagle is access to our free financial education site called “Banzai”. Here, you can find interactive debt management coaches, articles, calculators, and many more resources to help you make the most of your money. Pick any topics you like and go at your own pace. Try it now!

To help us better understand your needs, please answer the following questions:

*All employees eligible. Normal membership requirements apply.