Smart Accounts for Students and Young Adults
Starting out with money can feel overwhelming — but it doesn’t have to be. At Eagle Community Credit Union, we’ve got your back with Next Gen Checking and Savings — accounts built just for teens and young adults (ages 13 to 23).
Whether you're saving for your first car, figuring out how to stretch a paycheck, or just want to get better at managing your money, these accounts are here to help you learn, grow, and stay in control.
Be part of the Next Generation of Checking and Saving:
Next Gen Checking
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No monthly fees
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Only $10 to open
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Eagle debit card with chip technology for higher security
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Mobile app and online banking with card control
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No courtesy pay for extra peace of mind
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Just $5 NSF fee with a cap of 5 per month
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Converts to Rewards+ Checking at age 24
Next Gen High-Yield Savings
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No monthly fees
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Only $5 to open
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Earn 5.00% APY on balances up to $5,000
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Mobile app and online banking
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Designed for young savers who want to grow their money while building good habits
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Automatically converts to Access Savings at age 24
Why Start Young?
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Build smart saving and spending habits
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Gain hands-on experience with real accounts
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Stay in control with safe limits and mobile access
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Prepare for the future — college, career, and beyond
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Get a head start on a lifelong relationship with your Credit Union
Since it is never too early to plan for tomorrow, we also offer great rates on our Early Saver Share Certificates* for Next Gen members. And, the certificates only require a $500 minimum deposit to open.
