Avoid Foreclosure

Eagle Cares

At Eagle, we understand that life can present financial challenges that may make it difficult to keep up with your mortgage payments. If you find yourself struggling, it's crucial to reach out to us as soon as possible. Our dedicated team is here to help you explore the best solutions to keep you in your home.

Review the following options that are available to you as an Eagle member with a mortgage loan:

Deed in Lieu of Foreclosure
Loan Amortization Terms up to 40 Years
Loan Modifications
Refinance Options
Short Sale
Workout Loans

How to Get Started

Contact Us: If your mortgage is with Eagle CU, call us at (800) EAGLE CU (324-5328). Our representatives will guide you through the application process, starting with our Balance Debt Management program, which is a free service for members and a prerequisite for the options listed above. Learn more about BALANCE and get a head start at BalancePro.
Application Process: Once you apply, we'll assess your unique situation to determine the best solution. A dedicated Eagle representative will be assigned to you to assist throughout the process.

Required Documents
When you meet with us, please have the following financial documents ready:

Three months of pay stubs or financial statements if self-employed
A hardship letter detailing your situation
Certification of a completed Debt Management session through BALANCE

Act Quickly

The sooner you contact us, the more options you'll have to prevent foreclosure. Proactively managing your mortgage situation helps protect your credit rating and future borrowing potential. Don’t wait—reach out to us today for assistance.

CONTACT INFORMATION

Mortgage with Eagle Community Credit Union - Call (800) EAGLE CU
Mortgage with another lender - Contact the lender directly
For counseling - HUD (housing and urban development) certified housing counselor: (800) 569-4287