Flexible Financing Options for Manufactured Home Loans
Eagle Community Credit Union provides financing for both new and used manufactured homes, whether you're purchasing or refinancing. Enjoy the benefits of closed-end loans with fixed rates and no annual fees.
- Exclusively for owner-occupied private residences in California
- Flexible terms up to 20 years, tailored to your loan amount
- Loan amounts available from $25,000 to $500,000
- Enjoy no annual fees and no pre-payment penalties
- Benefit from fixed rates with predictable monthly payments
- Finance up to 80% of the appraised value or sales price, whichever is lower
New Manufactured Home Loan
Effective Date: Wednesday, January 15th, 2025
| Term | APR† Range | LTV |
|---|---|---|
| 240 Months | 7.85% - 12.80% | 90% |
| Rates include up to 0.50% rate discount for Eagle Community CU loan loyalty. | ||
| *APY=Annual Percentage Yield. Rates quoted are subject to change at any time without notice Annual Percentage Yield assumes deposits, and dividends paid, are held to maturity. | ||
Used Manufactured Home Loan
Effective Date: Wednesday, January 15th, 2025
| Age / Year Built | Term | APR† Range | LTV |
|---|---|---|---|
| Current - 1976 | 240 Months | 7.95%-13.05% | 90% |
| 1975-1968 | 240 Months | 8.95% - 14.30% | 90% |
| Rates include up to 0.50% rate discount for Eagle Community CU loan loyalty. | |||
| *APY=Annual Percentage Yield. Rates quoted are subject to change at any time without notice Annual Percentage Yield assumes deposits, and dividends paid, are held to maturity. | |||
Up to 0.50% rate discount applies for loan loyalty.
Apply for a Manufactured Home Loan
Protect Your Finances
Protect your financial future with Eagle Community Credit Union's Loan Protection. Enjoy peace of mind knowing your loans are covered in times of uncertainty, safeguarding your family and financial security.
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